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K. Nicole Flores, Senior Vice President, joined CREA in October, 2010 and is reponsible for identifying and evaluating potential investment opportunities in affordable housing properties located throughout the United States. Prior to joining CREA in 2010, Ms. Flores served for seven years as a senior vice president of originations with a national banking institution, and focused on originating equity and debt finance opportunities throughout a seven state region comprised largely of the Southwestern United States, from Mississippi across to Arizona. Before joining the syndication and finance side of the affordable housing business in 2003, Ms. Flores was instrumental in the development and construction oversight of approximately 2,500 apartment units located throughout major metropolitan areas in Texas and the greater Denver, Colorado area. Duties included all spects of land negotiation and acquisition, project design, budget development, scheduling and finance packaging. Various finance techniques were utilized alone or in combination for successful developments including federal mortgage insurance programs, tax-exempt bond financing, low-income housing tax credits (LIHTC) as well as conventional financing. Ms. Flores received her bachelor of arts degree from California State University at Fullerton. An active member of the Board of the Texas Affiliation of Affordable Houing Providers (TAAHP), she currently serves as vice president for that organization, which is instrumental to housing policy and legislation in Texas.
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